Currently, home mortgage interest rates are near a 20-year high. Over the last 18 months, this surge has led to significantly increased payments for homeowners. Adding to the challenge, the Federal mortgage interest deduction limit of $750,000 disproportionately affects owners of multi-million-dollar homes, who can't typically deduct interest beyond this threshold. This training course will review the "Tax-Optimized Mortgage Debt Restructure" process, allowing eligible clients to deduct part or all of the excluded interest. For example, clients with combined tax rates ≥ 50%, loan amounts ≥ $1.75MM, and interest rates ≥ 6%, could see annual tax savings of over $30,000 through this specialized restructuring process.