Gina Tedesco, CPFA, explains how cash balance plans can enhance retirement savings and tax planning for high-income business owners. She outlines eligibility factors such as age, W-2 income, and stable cash flow, and highlights the benefits of layering these plans with 401(k)s. Tedesco also details the roles of financial professionals, actuaries, and TPAs in managing compliance and plan design. By embracing these strategies, CPAs can move beyond compliance work into higher-value advisory roles, helping clients build wealth while expanding their own professional opportunities and networks.