Though many clients see Social Security as a government benefit, it is really a covered worker's investment asset to be managed like any other asset. This course examines how Social Security benefits are calculated, identifying benefit-claiming strategies and what spouses can do now to maximize benefits at retirement. You'll learn how Social Security works and explore common planning situations—including workers with and without spouses, sandwich-generation families with dependent parents and minor children, and surviving and/or divorced spouses—with the focus on techniques to maximize your clients' benefits.